{"id":28761,"date":"2019-06-18T11:03:56","date_gmt":"2019-06-18T16:03:56","guid":{"rendered":"https:\/\/www.theinvestorspodcast.com\/?page_id=28761"},"modified":"2025-12-23T07:57:04","modified_gmt":"2025-12-23T12:57:04","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/www.theinvestorspodcast.com\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:3%;--awb-padding-right:8%;--awb-padding-bottom:4%;--awb-padding-left:8%;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:#c80a0a;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:50px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;\">Terms of Use<\/h1><\/div><div class=\"fusion-text fusion-text-1\" style=\"--awb-font-size:11px;--awb-text-color:#666666;\"><p><em><strong>Last Updated:<\/strong> December 11, 2025<\/em><\/p>\n<\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-font-size:13px;--awb-margin-top:30px;\"><h2><b>1. Agreement to Terms<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These Terms of Use (the \u201c<strong>Terms<\/strong>\u201d) constitute a legally binding agreement between you, whether personally or on behalf of an entity (\u201cyou\u201d), and <\/span><b>Pylon Publishing LLC<\/b><span style=\"font-weight: 400;\">, doing business as <\/span><b>The Investor\u2019s Podcast Network<\/b><span style=\"font-weight: 400;\"> and <\/span><b>The Investor\u2019s Podcast (We Study Billionaires)<\/b><span style=\"font-weight: 400;\"> (\u201c<strong>The Investor\u2019s Podcast Network<\/strong>,\u201d \u201c<strong>we<\/strong>,\u201d \u201c<strong>us<\/strong>,\u201d or \u201c<strong>our<\/strong>\u201d), concerning your access to and use of:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.theinvestorspodcast.com\">https:\/\/www.theinvestorspodcast.com<\/a><span style=\"font-weight: 400;\"> and any related subdomains, and<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any other media form, media channel, podcast feed, newsletter, mobile website, or mobile application that links to these Terms<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">(collectively, the \u201c<strong>Site<\/strong>\u201d).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. <\/span><b>IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE, AND YOU MUST DISCONTINUE USE IMMEDIATELY.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Supplemental terms and conditions or documents that may be posted on the Site from time to time (including, without limitation, our Privacy Policy, Disclaimer, and any community or event-specific terms) are hereby expressly incorporated into these Terms by reference.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will indicate changes by updating the \u201cLast updated\u201d date above. You waive any right to receive specific notice of each change. It is your responsibility to periodically review these Terms to stay informed of updates. Your continued use of the Site after we post revised Terms means you accept and agree to the changes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Those who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent those laws are applicable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-3\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>2. Intellectual Property Rights<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, podcasts, text, photographs, graphics, and other materials on the Site (collectively, the \u201c<strong>Content<\/strong>\u201d), and the trademarks, service marks, trade names, and logos contained therein (the \u201c<strong>Marks<\/strong>\u201d), are owned or controlled by us or licensed to us and are protected by copyright, trademark, and other intellectual property and unfair competition laws of the United States and other jurisdictions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Content and the Marks are provided on the Site \u201cAS IS\u201d for your information and personal use only. Except as expressly provided in these Terms, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Provided that you are eligible to use the Site, you are granted a limited, revocable license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access <\/span><b>solely for your personal, non-commercial use<\/b><span style=\"font-weight: 400;\">. We reserve all rights not expressly granted to you in and to the Site, the Content, and the Marks.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-4\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>3. No Investment Advice; Educational and Informational Purposes Only<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Site, including all articles, podcasts, videos, show notes, tools, newsletters, and other Content, is provided <\/span><b>for informational and educational purposes only<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You understand and agree that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Content is <\/span><b>general and impersonal<\/b><span style=\"font-weight: 400;\"> in nature and does <\/span><b>not<\/b><span style=\"font-weight: 400;\"> take into account your objectives, financial situation, or needs.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nothing on the Site constitutes, and should not be construed as, <\/span><b>financial, investment, tax, legal, or accounting advice<\/b><span style=\"font-weight: 400;\">.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Investor\u2019s Podcast Network is <\/span><b>not<\/b><span style=\"font-weight: 400;\"> a registered investment adviser or broker-dealer and does not provide individualized investment advice or advisory services.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No communication from us (through the Site, email, communities, events, or otherwise) creates an advisory, fiduciary, or client relationship between you and us.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Nothing on the Site is, or should be construed as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A recommendation, offer, or solicitation to buy, sell, or hold any security, financial instrument, or strategy, or<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A guarantee of any particular result or outcome.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Investing involves risk, including the possible loss of principal. Past performance is <\/span><b>not<\/b><span style=\"font-weight: 400;\"> a guarantee of future results. You are solely responsible for your own investment decisions and for performing your own research and due diligence. You should consult your own qualified financial, tax, legal, or other professional advisor before making any financial decisions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hosts, guests, contributors, and affiliates of The Investor\u2019s Podcast Network may hold positions in the securities or strategies discussed on the Site and may change those positions at any time without notice. <\/span><span style=\"font-weight: 400;\">For additional important disclosures, please review our <\/span><a href=\"https:\/\/www.theinvestorspodcast.com\/disclaimer\/\">Disclaimer<\/a><span style=\"font-weight: 400;\">, which is incorporated into these Terms by reference.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-5\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>4. User Representations<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">By using the Site, you represent and warrant that:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All registration information you submit will be true, accurate, current, and complete;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will maintain the accuracy of such information and promptly update it as necessary;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You have the legal capacity and you agree to comply with these Terms;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are not a minor in the jurisdiction in which you reside and are at least 18 years of age;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will not access the Site through automated or non-human means, whether through a bot, script, or otherwise;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will not use the Site for any illegal or unauthorized purpose; and<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your use of the Site will not violate any applicable law or regulation.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-6\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>5. User Registration<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You may be required to register with the Site or with third-party platforms we use to deliver certain services (such as communities, events, or email lists). You agree to keep your password(s) confidential and are responsible for all use of your account(s).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, misleading, or otherwise objectionable.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-7\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>6. Fees and Payment<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We may offer certain products, services, subscriptions, or digital content for a fee through the Site or related platforms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You agree to provide current, complete, and accurate purchase and account information for all purchases. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We bill you through an online billing account for purchases made via the Site or related platforms. Sales tax may be added to the price of purchases as required by us or by law. Prices are subject to change at any time. <\/span><b>All payments shall be in U.S. dollars (USD).<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You agree to pay all charges at the prices then in effect for your purchases, and you authorize us (or our payment processors) to charge your chosen payment method for any such amounts when due. If your purchase is subject to recurring charges (such as subscriptions), then you agree that we may charge your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you cancel in accordance with our cancellation policies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment, and to refuse any order placed through the Site.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-8\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>7. Free Trial<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">From time to time, we may offer free trials or promotional access to certain services (for example, community memberships or premium content). The specific terms of any free trial will be described at the time of the offer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unless otherwise stated:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Free trials are available only to new users or as specified in the offer.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At the end of the trial period, your access may automatically convert to a paid subscription at the then-current rate unless you cancel before the trial ends.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Please review any free trial offer carefully for applicable terms and conditions.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-9\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>8. Cancellation<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You can cancel a recurring subscription at any time by:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Logging into your account and following the cancellation instructions for the applicable subscription; or<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contacting us using the contact information provided below.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Unless otherwise stated in the specific offer, your cancellation will take effect at the end of the current paid term, and you will continue to have access until that term expires. Paid amounts are generally non-refundable unless we expressly state otherwise or are required to do so by law.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are unsatisfied with our services, please email us at <\/span><a href=\"mailto:contact@theinvestorspodcast.com\" target=\"_blank\">contact@theinvestorspodcast.com<\/a>.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-10\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>9. Prohibited Activities<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As a user of the Site, you agree <\/span><b>not<\/b><span style=\"font-weight: 400;\"> to:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without our written permission.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make any unauthorized use of the Site, including collecting usernames and\/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use the Site to advertise or offer to sell goods and services, except as expressly permitted by us.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on use of the Site and\/or the Content contained therein.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Engage in unauthorized framing of or linking to the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Trick, defraud, or mislead us or other users, especially in any attempt to learn sensitive account information such as user passwords.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make improper use of our support services or submit false reports of abuse or misconduct.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data-gathering and extraction tools.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Attempt to impersonate another user or person, or use the username of another user.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sell or otherwise transfer your profile.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use any information obtained from the Site to harass, abuse, or harm another person.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use the Site as part of any effort to compete with us or otherwise use the Site and\/or the Content for any revenue-generating endeavor or commercial enterprise not authorized by us.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Harass, annoy, intimidate, or threaten any of our employees, contractors, or agents engaged in providing any portion of the Site to you.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Delete or alter any copyright or other proprietary rights notice from any Content.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Copy or adapt the Site\u2019s software, including but not limited to HTML, JavaScript, or other code.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material that interferes with any party\u2019s uninterrupted use and enjoyment of the Site or that modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Upload or transmit (or attempt to upload or transmit) any material that acts as a passive or active information collection or transmission mechanism, including, without limitation, clear gifs, 1\u00d71 pixels, web bugs, cookies, or other similar devices (sometimes referred to as \u201cspyware\u201d or \u201cpassive collection mechanisms\u201d).<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system that accesses the Site (such as spiders, robots, scrapers, or offline readers).<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Disparage, tarnish, or otherwise harm, in our opinion, us and\/or the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use the Site in a manner inconsistent with any applicable laws or regulations.<\/span><\/li>\n<\/ol>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-11\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>10. User-Generated Contributions<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, comment sections, or other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, ideas, or personal information (collectively, \u201c<strong>Contributions<\/strong>\u201d).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary (subject to our <a href=\"https:\/\/www.theinvestorspodcast.com\/privacy-policy\/\">Privacy Policy<\/a>).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you create or make available any Contributions, you represent and warrant that:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You own or have the necessary licenses, rights, consents, and permissions to use and authorize other users and us to use your Contributions as contemplated by the Site and these Terms.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The creation, distribution, transmission, public display, or performance of your Contributions, and the accessing, downloading, or copying of your Contributions, do not and will not infringe any rights of a third party, including copyright, patent, trademark, trade secret, moral rights, or rights of privacy or publicity.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You have the written consent, release, and\/or permission of each identifiable individual in your Contributions to use their name and likeness as contemplated.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions are not false, inaccurate, or misleading.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions are not used to harass, threaten, or promote violence against any person or group.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions do not violate any applicable law, regulation, or rule.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions do not violate the privacy or publicity rights of any third party.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions do not solicit personal information from anyone under the age of 18 or exploit minors in a sexual or violent manner.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions do not include any content that violates laws concerning child protection.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions do not include offensive comments connected to race, national origin, gender, sexual orientation, or disability.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions otherwise comply with these Terms and applicable law.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">We may, in our sole discretion, remove, edit, or disable access to any Contributions for any reason or no reason, and without notice.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-12\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>11. Contribution License<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">By posting Contributions to any part of the Site or by making Contributions accessible to the Site by linking your account to any of your social networking accounts, you automatically grant to us (and represent that you have the right to grant) an unrestricted, unlimited, irrevocable, perpetual, transferable, sublicensable, royalty-free, fully paid-up, worldwide license to h<\/span><span style=\"font-weight: 400;\">ost, use, copy, reproduce, modify, adapt, publish, translate, transmit, distribute, store, archive, publicly perform, publicly display, and create derivative works from such Contributions (including, without limitation, your image and voice) for any lawful purpose, including commercial, advertising, and promotional purposes, in any media now known or hereafter developed.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We do not claim ownership over your Contributions. You retain any ownership rights you may have in your Contributions, subject to the rights you grant us in these Terms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You waive any moral rights in your Contributions to the fullest extent permitted by law and warrant that no moral rights have otherwise been asserted in your Contributions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We have no obligation to monitor your Contributions, but we may do so and may remove or edit Contributions at any time and for any reason.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-13\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>12. Social Media<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">As part of the Site&#8217;s functionality, you may link your account to online accounts you have with third-party service providers (\u201c<strong>Third-Party Accounts<\/strong>\u201d). By linking any Third-Party Accounts, you authorize us to access and use certain information and content from those accounts as described in the original section above. Your relationship with those third-party providers is governed solely by your agreements with them.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-14\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>13. Submissions<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Any questions, comments, suggestions, ideas, feedback, or other information about the Site or our services that you provide to us (\u201c<strong>Submissions<\/strong>\u201d) are non-confidential and shall become our sole property. We may use and disseminate Submissions for any lawful purpose, without acknowledgment or compensation to you.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-15\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>14. Third-Party Websites and Content<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Site may contain links to third-party websites (\u201c<strong>Third-Party Websites<\/strong>\u201d) and may display or make available content belonging to or originating from third parties (\u201c<strong>Third-Party Content<\/strong>\u201d).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for them. Inclusion of, linking to, or allowing the use or installation of any Third-Party Websites or Third-Party Content does <\/span><b>not<\/b><span style=\"font-weight: 400;\"> imply approval, endorsement, or recommendation by us.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you decide to leave the Site and access Third-Party Websites or use Third-Party Content, you do so at your own risk. You should review the applicable terms and privacy policies of any third party you interact with.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Any purchases you make through Third-Party Websites are solely between you and the applicable third party. We are not responsible for any such purchases, and you agree to hold us harmless from any harm caused by your dealings with third parties.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-16\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>15. Advertisers and Sponsors<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We may allow advertisers, sponsors, and promotional partners to display advertisements or other information on the Site, including within or alongside our content (such as podcast show notes, episodes, or articles).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are an advertiser or sponsor, you are solely responsible for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The content of your advertisements, promotions, or offers, and<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any products or services you provide in connection with those advertisements.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">We provide advertising space and promotional placements, but do not:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Create, control, or endorse the claims, representations, warranties, or offers made by advertisers or sponsors, or<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Guarantee the performance, safety, suitability, or legality of any third-party products or services.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">From time to time, we may receive compensation from advertisers, sponsors, or affiliates whose products, services, or companies are mentioned, promoted, or linked on the Site. Such relationships are intended to be disclosed clearly and conspicuously in accordance with applicable laws and regulations.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You agree that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any third-party claims, representations, warranties, offers, or terms are solely the responsibility of the third party, not The Investor\u2019s Podcast Network; and<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You should perform your own due diligence before engaging with any third party or purchasing any product or service.<\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-17\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>16. Site Management<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We reserve the right, but not the obligation, to:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monitor the Site for violations of these Terms;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take appropriate legal action against anyone who violates the law or these Terms, including reporting such users to law enforcement authorities;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion of the Site;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Remove from the Site or otherwise disable all files and content that are excessive in size or burdensome to our systems; and<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.<\/span><\/li>\n<\/ol>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-18\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>17. Privacy Policy<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We care about data privacy and security. Please review our <\/span><a href=\"https:\/\/www.theinvestorspodcast.com\/privacy-policy\/\">Privacy Policy<\/a>.<\/p>\n<p><span style=\"font-weight: 400;\">By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms by reference.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Site is hosted in the <\/span><b>United States of America<\/b><span style=\"font-weight: 400;\">. If you access the Site from any other region with laws or other requirements governing personal data collection, use, or disclosure that differ from U.S. law, then, by using the Site, you are transferring your data to the United States, and you consent to such transfer and processing.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-19\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>18. Copyright Infringements<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please promptly notify us using the contact information provided below with a written notice that includes all information required under applicable law (such as the Digital Millennium Copyright Act, if applicable).<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-20\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>19. Term and Termination<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These Terms remain in full force and effect while you use the Site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, TO DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES) TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING, WITHOUT LIMITATION, FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OR OF ANY APPLICABLE LAW OR REGULATION.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We may terminate your use of the Site or delete your account and any content or information you posted at any time, without warning, in our sole discretion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If we terminate or suspend your account, you are prohibited from registering and creating a new account under your name or under a false or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-21\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>20. Modifications and Interruptions<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We reserve the right to change, modify, or remove the contents of the Site at any time and for any reason, at our sole discretion, without notice. We have no obligation to update any information on the Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-22\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>21. Governing Law and Venue<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These Terms and your use of the Site are governed by and construed in accordance with the laws of the <\/span><b>Commonwealth of Pennsylvania<\/b><span style=\"font-weight: 400;\">, without regard to its conflict-of-law principles.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You agree that any legal action or proceeding arising out of or relating to the Site or these Terms shall be brought exclusively in the state or federal courts located in <\/span><b>Pennsylvania<\/b><span style=\"font-weight: 400;\">, and you hereby consent to the personal jurisdiction and venue of such courts.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-23\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>22. Dispute Resolution; Informal Negotiations<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before filing any legal action against us, you agree to first contact us at <\/span><a href=\"mailto:contact@theinvestorspodcast.com\" target=\"_blank\">contact@theinvestorspodcast.com<\/a><span style=\"font-weight: 400;\"> and attempt to resolve the dispute informally in good faith. If we are unable to resolve the dispute informally within thirty (30) days after such contact, either party may pursue any rights or remedies available under applicable law in the courts identified above.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nothing in this section limits our right to seek injunctive or other equitable relief for your breach of these Terms or misuse of the Site.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-24\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>23. Disclaimer<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">THE SITE AND ALL CONTENT ARE PROVIDED ON AN \u201cAS-IS\u201d AND \u201cAS-AVAILABLE\u201d BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We do not warrant or represent that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Site or any Content will be accurate, complete, reliable, current, or error-free;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Site will be secure or available at any particular time or location; or<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any defects or errors will be corrected.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party in connection with the Site, and we will not be a party to, or in any way be responsible for, monitoring any transaction between you and third-party providers of products or services.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-25\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>24. Limitations of Liability<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS, REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE GREATER OF: (A) THE AMOUNT PAID, IF ANY, BY YOU TO US FOR ACCESS TO THE SITE DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US $100.00).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some jurisdictions do not allow certain limitations or exclusions of liability, so some of the above limitations may not apply to you.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-26\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>25. Indemnification<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any losses, damages, liabilities, claims, or demands, including reasonable attorneys\u2019 fees and expenses, made by any third party due to or arising out of:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your Contributions;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your use of the Site;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your breach of these Terms;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any breach of your representations and warranties set forth in these Terms;<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your violation of the rights of a third party, including but not limited to intellectual property rights or privacy rights; or<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any overt harmful act by you toward any other user of the Site.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">We reserve the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense of such claims.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-27\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>26. User Data<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">We will maintain certain data that you transmit to the Site for the purpose of operating the Site, as well as data relating to your use of the Site. Although we perform routine backups, you are solely responsible for your data. You agree that we shall have no liability to you for any loss or corruption of such data, and you waive any right of action arising from such loss or corruption.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-28\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>27. Electronic Communications, Transactions, and Signatures<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications from us and agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-29\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>28. California Users and Residents<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you are a California resident and any complaint with us is not satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1625 North Market Blvd., Suite N 112<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"> Sacramento, California 95834<\/span><\/p>\n<p><span style=\"font-weight: 400;\">or by telephone at +1 (800) 952-5210 or +1 (916) 445-1254.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-30\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>29. Miscellaneous<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These Terms and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us concerning the Site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We may assign any or all of our rights and obligations to others at any time. You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If any provision of these Terms is determined to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms or use of the Site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You agree that these Terms will not be construed against us by virtue of having drafted them.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;margin-bottom:30px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:2px;\"><\/div><\/div><div class=\"fusion-text fusion-text-31\" style=\"--awb-font-size:13px;--awb-margin-top:15px;\"><h2><b>30. Contact Us<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">To resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:<\/span><\/p>\n<p><b>The Investor&#8217;s Podcast Network<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\"> Hershey Square 113, 1152 Mae Street,<br \/>\n<\/span><span style=\"font-weight: 400;\">Hummelstown, PA 17036, <\/span><span style=\"font-weight: 400;\">United States of America<br \/>\n<\/span><a href=\"mailto:contact@theinvestorspodcast.com\" target=\"_blank\">contact@theinvestorspodcast.com<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":63,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-28761","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms and Conditions - 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